Christians Against Poverty at St. Andrew's

Christians Against Poverty (CAP) is a national charity, based in Bradford, who support churches in establishing Debt Help Centres in their local area. Each centre aims to help clients organise their finances and, with the help of FCA approved agents, find the most appropriate way to deal with their debts. This may be through Debt Repayment Plans, Debt Relief Orders or other forms of insolvency. The service is free and open to all irrespective of race, religion, gender, sexual orientation etc.

The Darlington CAP Debt Centre was established in September 2020 and covers all households in the postcodes DL1-DL5. Whilst St Andrew's is the lead partner in this service, we are very grateful for the support we receive from other local churches of all denominations. As a non-profit organisation, offering our services for free, we rely on the generous financial support of a variety of individuals and organisations to ensure our operating costs are met. Amongst others, we are fortunate to receive funding from Awards for All, Cinnamon Network, Communities Together Durham, County Durham Community Foundation, Darlington Building Society.

CAP Clients come to know about our services from a wide variety of sources - from Foodbanks around the town, from Social Services and Social Prescribers, from the DWP to personal recommendations of previous clients. The first step to gaining our help is to call the Freephone number 0800 328 006, which puts clients in touch with CAP Head Office, who then arrange for an appointment with the local Debt Coach, who, in this case, is Rachel Ryan. From 17th May 2021 in line with changes to Covid restrictions, we are now able to offer home visits to clients. Rachel and one of her volunteer team will be happy to chat with clients about their situation and help them gather together financial paperwork and information. Once this is received at Head Office, financial experts work to create a sustainable, personalised budget and offer suggestions for a debt solution. Rachel will then present this to the client and explain in detail the processes that need to be followed for the client to become debt free. Our help does not stop there, clients are offered the support of a volunteer befriender, who will journey with them, offering both practical help and prayer for as long as the client requires it. Befrienders are also able to link clients into local church communities who in turn, offer ongoing opportunities for friendship and faith development. If you would like to speak to Rachel regarding CAP services and how you can be involved, she would be happy to hear from you either via email: This email address is being protected from spambots. You need JavaScript enabled to view it. or via phone: 07511 584242.

For more information about CAP visit the  Christians Against Poverty website,